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Fast & Friendly Mortgage Advice in Middlesbrough

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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We love helping customers who really need Mortgage Advice in Middlesbrough - it's not just about finding a mortgage, we will hold your hand through the full process.

For your FREE mortgage consultation call 01642 988468

About Us

For your FREE mortgage consultation call 01642 988468

Malcoms Image

We love helping customers who really need Mortgage Advice in Middlesbrough - it's not just about finding a mortgage, we will hold your hand through the full process.

About Us

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Fast & Friendly Mortgage Broker in Middlesbrough

Welcome to Middlesbroughmoneyman, we are a reliable Mortgage Broker in Middlesbrough who aims to find you a successful mortgage and the best deal for you. Our hard-working team of Mortgage Advisors in Middlesbrough are on hand and willing to assist all of our customers seven days a week. We aim to help and advise you on the most suitable Mortgage Advice in Middlesbrough with your Property Purchase, Remortgage and much more.

 

Whether you are a First Time Buyer, Home Mover, a Landlord, or looking to Remortgage for a better rate or Capital Raising, we’d love to hear from you and see how we can help offer in-depth Mortgage Advice in Middlesbrough.

Why use us as your Mortgage Broker in Middlesbrough?

Your Mortgage Advisor in Middlesbrough will search 1000’s of Mortgage Products to make sure you receive the best deal for your unique mortgage situation.

 

Our number one goal is to make sure that you are provided with all the necessities and support straight from the first step so you achieve the best possible outcome in relation to your mortgage.

 

Please feel free to check our genuine customer reviews at Reviews.co.uk from past customers who feel that our service has met or exceeded their expectations by using us as their Mortgage Broker in Middlesbrough.

 

We are a close-knit team at our Mortgage Broker in Middlesbrough providing open and honest Mortgage Advice in Middlesbrough seven days a week. We understand that it can be quite challenging to find available appointments that fit around a regular working day. We make it so as our Mortgage Advisor in Middlesbrough will be available outside of regular working day hours, to work around your schedule.

 

If you’re wanting to speak to a Mortgage Advisor in Middlesbrough about a new or existing mortgage, we’d love to hear from you. We also extend the offer to all our customers to come and have a chat with us about their situation by joining us for a free, no-obligation mortgage consultation.

How do I transact with a Mortgage Broker in Middlesbrough?

Your Mortgage Advisor in Middlesbrough will be able to offer fast and friendly Mortgage Advice service letting you choose whenever so our schedule fits best with your work and family life.

 

We hope you’ll find that a free initial mortgage consultation with an expert Mortgage Broker in Middlesbrough useful and you’ll come away knowing you’re in safe hands. Not being able to get hold of your Mortgage Advisor in Middlesbrough will never be a problem for our customers as our in-house Mortgage Advisors in Middlesbrough are available until late, seven days a week to provide guidance whenever you need it.

Why use Middlesbroughmoneyman as your Mortgage Broker in Middlesbrough?

Mortgage Advisors who are normally working for establishments such as a Bank are limited to products only from that particular lender, therefore you are not getting the best deals that are available to you elsewhere and potentially, at more risk of overpaying. Your dedicated Mortgage Broker in Middlesbrough is able to search 1000’s of products from a variety of mortgage deals, both from High Street and Specialist Mortgage lenders and may even look into exclusive past products which you may not receive when normally approaching a lender directly.

 

Also, banks in general can be hard in general especially when it comes to finding an available appointment. If you’re actively searching for properties or you’re ready to make an offer this will prove frustrating and can possibly even extend your process which could lead to more disastrous hurdles.

 

Therefore, it’s advisable to seek advice from a Mortgage Broker in Middlesbrough who isn’t tied to a bank. Here, you’ll receive a more transparent recommendation and Mortgage Advice in Middlesbrough tailor-made for your circumstances saving you; time, stress and money down the line.

Turned away from your Bank in Middlesbrough?

As a team are expert Mortgage Brokers in Middlesbrough, we work with a large panel of mortgage lenders at our disposal, some which are also Specialist Mortgage Products available for more trickier situations. So, you’ll be in safe hands with whatever situation you come to us with.

 

We have many years’ experience and in-depth knowledge with providing Mortgage Advice in Middlesbrough to customers in many various kinds of situations.

 

Often, customers that contact us for Mortgage Advice in Middlesbrough have been turned away by their bank for reasons such as income mixture, poor credit, type of property, failing affordability and not being able to borrow enough. Usually, approaching a reliable Mortgage Advisor in Middlesbrough such as ourselves means we can often find a way to which you’ll be better off in the long run – whatever your mortgage situation.

What will my Mortgage Broker in Middlesbrough do?

Firstly, we’ll make sure that our Mortgage Advisors in Middlesbrough are keeping you up to date with all of the process throughout the whole home-buying process and not just with your mortgage. We’ll ensure that your Mortgage Advisor in Middlesbrough answers all of your questions. Unlike in-house Mortgage Brokers at establishments such as banks, we’re proud to have no vested interests with Estate Agents or Builders. This means our Mortgage Advisors in Middlesbrough work solely for you!

 

But we don’t just focus the spotlight on Mortgage Advice in Middlesbrough, each and every one of our Mortgage Advisors in Middlesbrough are here to provide help to support you throughout your mortgage journey from start to finish. This will mean our Mortgage Advisor in Middlesbrough will be there for you from the initial contact, anytime you need them. It’s our job as your Mortgage Broker in Middlesbrough to make you feel relaxed, be honest, find you the most fitting mortgage advice and mortgage deals right up until completion and beyond.

 

Often, buying a new property isn’t as straightforward as a person would perceive it to be. If you are a First Time Buyer, or haven’t moved in a while, it can feel like you’re going round in circles making it so you put off starting the mortgage process. Don’t worry, your Dedicated Mortgage Broker in Middlesbrough is here to help you on your way to obtaining your Mortgage for your new start in your new home with our trusted Mortgage Advice in Middlesbrough!

Mortgage advice in Middlesbrough – Options:

First Time Buyer Mortgage Advice Middlesbrough

We’re here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Middlesbrough

Simply, wanting to know how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Middlesbrough

Seeking a better mortgage deal, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

Common mortgage questions

Your free mortgage consultation in Middlesbrough will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your mortgage broker in Middlesbrough, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Middlesbrough. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.

It may be possible to get a second mortgage on your home for things like debt consolidation or home improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Middlesbrough with High Street Lenders is typically 5%. This can be higher if you have had previous credit problems.

If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

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Middlesbroughmoneyman.com & Middlesbroughmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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